Volkswagen's sneaky trick to make money

 Assets Resources 2006 11 Volks
Volkswagen Credit recently sent a letter to its customers, inviting them to skip a payment this month. But the fine print reveals that they will charge you $25 to take them up on their seemingly kind holiday offer.
"The holidays...time to give thanks, spread joy and shop for the best sales. Now, here's the perfect "gift" to help you stretch your holiday dollar. Volkswagen Credit is offering you the opportunity to 'skip' your December 2006 payment on your current account listed above. [...] Upon receipt of your extension agreement, we will assess your account a $25.00 extension fee, payable on your next due invoice. There is no need to send money at this time. [...] Happy Holidays!"
I like the way Volkswagen put the word "gift" in quotes.