Shawn Wolfe says:
This is what happens when an annoying asshole (Wall Street) loses everything in a casino (the stock market) and desperately begs the house (Congress) to "correct" their little mistake (massive bail out), and the house (Gary Marshall) ain't havin' it.
I think it is also instructive here that this scene takes place at 4am. Albert Brooks is in his bathrobe. His pants are basically down. The owner of the Desert Inn is granting him a sit-down and happens to be dressed in a suit and tie and oak desk.
"The Desert Inn has heart... The Desert Inn has heart... The Desert Inn has heart..."
"We're through talking."