Cockeyed's Rob Cockerham lost his job last year and now works as a contractor. He now buys his own medical insurance:
And man, oh man, is it expensive.
Our family's policy, two adults and two kids, for medical, dental and vision, costs $1,320.87 per month. That's the insurance premium. If we actually use the care, we have to pay a deductable too (called a co-pay), but honestly, after paying $1,320.87 per month, almost any co-pay seems like pocket change.
He began fantasizing about what he could buy with that much month every month:
Visiting car dealerships was fun when I had a potential $1320/month to spend, but maybe that money would be better spent elsewhere. No, not on health insurance, for every extraneous monthly expense I could dream of!
Like Netflix, streaming subscription with 8 DVDs out ($51.88/month), plus a World of Warcraft subscription ($15/month), plus a gym membership ($25/month), a home security monitoring system ($32/month), Gamefly service ($22.95/month), plus a membership to a tanning club ($9.95/month), plus Amazon Prime ($6.66/month), plus Hulu Plus ($7.99), Time Magazine ($2.50/month), Newsweek ($3.25/month), Playboy ($1.33/month), Wired ($1.25), Martha Stewart Living ($2.00/month), a lawn service ($50/month), Dana's Housekeeping service -- four hours/week ($312/month).... uh, plus FullBelly Farms weekly vegetable & flower deliveries ($127.50/month), plus sponsoring a child in Haiti ($35/month), plus Disneyland deluxe annual passes for the whole family ($127.36/month total) plus a large supreme pizza from Pizza Hut delivered every night ($428.40/month). Those things total $1267.02 per month, leaving enough to give the pizza guy a $53 tip.
What I Could Buy Instead of Health Insurance
I asked Amy Parness, the co-founder of Sparkle Labs, maker of fantastic educational electronics kits, to write a Medium post about gender and the business of being a maker business person. Her terrific essay calls out the problems with “pink girly engineering kits.” From Medium:
Zero UI is the new term for “invisible interfaces”—what happens in the future when all the clicking and tapping and typing is history: “If you look at the history of computing, starting with the jacquard loom in 1801, humans have always had to interact with machines in a really abstract, complex way.” [Fast Company]
CEO Dick Costolo will resign, to be replaced in the interim by Jack Dorsey
SitePoint Premium is the ultimate e-learning library for web developers, designers, and digital professionals. Famous for their web development books written by industry leaders, they’ve expanded their content library to include in-depth video courses and short, handy screencasts partnering with A Book Apart and UX Mastery. Whatever you want to achieve in your web career, […]
Skip the technical jargon and get right to taking amazing, professional-quality photos with this complete training. The Hollywood Art Institute Photography Course includes 22 modules filled with tutorials on how to profit off of your photography, or simply capture your memories in the manner they deserve.Accredited by the Photography Education Accreditation CouncilDive into this 22 […]
Power up your gadgets in the most unexpected places with the extremely compact SolarJuice battery pack. SolarJuice charges up at home like your average battery pack, but also lets you add extra juice on-the-go using its built-in solar panel—so you’ll never be left unplugged from the digital world.4.5 Stars on Amazon!Simultaneously charges 2 devices at […]