Legally binding "buzz-off" letters for debt collectors

The Consumer Finance Protection Bureau has released a set of templates for letters to send to harassing debt collectors. These letters contain the binding language required by fair debt collection laws and should cause debt collectors to back off. What's more, they remind debt collectors of the penalties for ignoring such a letter and let them know that you know your rights and are willing to enforce them against the hounds.

New ways to combat harmful debt collection practices (via Consumerist)

(Image: Chopping off my little finger, a Creative Commons Attribution (2.0) image from nihonbunka's photostream)