A third of people who complain about debt-collectors who break the law say they don't even owe the money under discussion. Of the victims who complained to the Consumer Financial Protection Bureau about being hounded for money they don't owe, two thirds say they never owed it, and a third say they had already paid it off. Debt-collectors call wrong numbers or hassle people with names similar to those of debtors. They call them at work and at home, and use threats and obscene language when they're told they've got the wrong person. One offender, CashCall Inc, is being sued over its practices, and was separately ordered to refund $14M in debts it collected through fraudulent robo-signing.
If the last 50 years of education have taught us nothing else, it’s that it often requires different tactics to best reach different learners. To pick up a foreign language, some students take best to the old-school high school language lab method, using heavy repetition, verb conjugation and grammar emphasis to embed a new language. […]
For those who want a career in video games, there’s no reason to sit around and wait. EA and Rockstar Games probably aren’t going to seek you out and knock on your door with a job opportunity. But if you’re an indie developer with a good idea and some passion, you can create a really […]
Nobody is happy about the current state of our COVID-ravaged education system. With a new school year fast approaching, plans for teaching students still in flux, and political in-fighting driving more fear and confusion about whether or not to re-open campuses, teachers and parents are concerned. Meanwhile, most kids are just fine with spending less […]