A week ago, Apple announced a redesigned smartwatch that could track heart data, run EKGs, and even detect atrial fibrillation, promising that it would save lives. Today, one of America's biggest insurers killed its traditional life insurance policies, replacing them with "interactive" insurance that encourages users to use such devices and share the data with them to get perks.
These are already available, but will soon be the only option on John Hancock's menu.
Policyholders score premium discounts for hitting exercise targets tracked on wearable devices such as a Fitbit or Apple Watch and get gift cards for retail stores and other perks by logging their workouts and healthy food purchases in an app.
Privacy and consumer advocates have raised questions about whether insurers may eventually use data to select the most profitable customers, while hiking rates for those who do not participate. The insurance industry has said that it is heavily regulated and must justify, in actuarial terms, its reasons for any rate increases or policy changes.
"It is too early for John Hancock to determine if it is paying fewer claims because of its Vitality program," the company reports. But the writing is on the wall for those who can hide from their own health—and hide it from others. You'll need more than a lock of Jude Law's hair if you're going to get on that flight, Vincent.
CuloClean is a portable gadget that turns a plastic bottle into a bidet. I can’t vouch for its efficacy but it seems like a useful alternative to wiping your bum, especially as toilet paper has become a high-value currency. Apparently CuloClean supplies are also running low but it seems like you could make one yourself […]
Today apple announced a new MacBook Air (faster, cheaper) and an upgraded iPad Pro with LiDAR, “studio-quality” microphones and the full array of ultrawide and telephoto lenses as sported on recent top-of-the-line iPhones. But the thing that sells it to me is the new keyboard, which includes a trackpad (at last!) and fancy hinge that […]
A tiny, bargain-priced drone that delivers cinematic HD footage? Full speed ahead, backers! But alas, there’s a problem: coronavirus. The BBC reports on backers who pledged nearly $2m and are about to experience disappointment. Ash Hall, who reviews drones, published a damning video opinion piece on YouTube. He was fiercely critical not just of the […]
Electric bikes aren’t toys. And they aren’t a fad. In fact, more and more communities are starting to catch on that e-bikes are a lot more than an amusing gadget for the tech geek. Following a six-month study, Johnson County, Kansas, home to many Kansas City suburbs, became just the latest U.S. community to allow […]
Whether you’re living in a city that has already taken measures to reduce plastic bag use, the small silver lining of the pandemic has inspired you to make changes, or you’ve already started living a greener lifestyle, reusable produce bags are a great addition to your shopping routine. And if you’re going to invest in […]
Dealing with all the COVID-19 fallout is one of the new realities of our ever-changing world — and that isn’t likely going away anytime soon. It’s also prompted a rash of existential questions for parents. Questions like how do I protect my kids? Or how do I soothe their fears? And there’s also one of […]