Get free trials using fake credit card numbers

Notice how most "free trials" require you to provide your credit card number? That's so the company can charge you a monthly fee once the trial is over. Many of these services don't let you cancel online, either -- you have to call the company on the phone and argue for 20 minutes with a person whose job security depends on their ability to prevent you from canceling.

Here's an article that shows you "How to Get Unlimited Free Trials Using a 'Real' Fake Credit Card Number." (I don't know if this is legal or not, but I like it)

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  1. I like the idea also, but I strongly suspect it could result in a criminal conviction.

  2. Without an article linked I don't know if this is addressed, but credit card processors have a whole service set up to prevent this. Merchants can perform a $1 transaction to verify that the card info is correct and that transaction gets refunded to the card within a day or so. This isn't considered a charge against the card.

    This gets done whenever you check into a hotel or rent a car. I would be surprised if most porn sites (because let's face it, we are talking about porn sites) did not use this service.

    Edited to add: And yes, it would be credit card fraud to do this, plus probably a violation of the CFAA in the hands of an up and coming prosecutor.Not to mention the fact that since the number space for credit card data is limited and there is a chance that you might happen to hit on a valid combination, in which case you would actually be committing fraud,

    Edited again now that there is an article link: Generating card numbers is easy - you can find the formula online (and pick which card type and bank you want to impersonate!). You will still risk going to jail to use this, but I am pretty sure that you aren't going to make it through any signup process without a good expiration date and CVV.

  3. Especially given how the Fed thinks that trivially violating violating a website's Terms of Service (say, faking your age) can be a criminal violation of the computer fraud and abuse act. Faking billing data seems like something they would definitely consider criminal. Who knows how many different charges a vengeful federal prosecutor could gin up to stack against someone who did it.

    Also, no link to the article. There seem to be some teething issues with the website redesign. So far, DNL.

  4. Won't work if they ask for a CVV code.

    I always keep used-up gift/rebate cards around for this purpose. They're valid credit cards, complete with CVV numbers, and their expiration dates are usually a very long time in the future (got one the other day that expires in 2020).

    A completely empty gift card wouldn't work if they did a $1 test fee (as edgore notes), but a gift card with just a dollar remaining on it would.

  5. Yep, and they are going to ask for a CVV. The way that all of this stuff works is that they get the full CC info up from, do a test authorization against that, then toss the CVV (theoretically, assuming they comply with PCI) then retain the CC # and EXP. associated with your account.

    Nobody is going to just ask for the CC up front, then come back later and say they also need a EXP and CVV, which is the only way this scam would work. Since the merchant isn't allowed to store the CVV they are going to do a test authorization right away.

    That gift card scam though - that would totally work and I doubt you could get in legal trouble for it, though they would probably send you to collection if you used any services that they later attempted to charge to the card in excess of $1.

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