While we're waiting for the new economic stimulus plan to be unveiled on, or while we're waiting for it to kick-in, how about developing a backup plan at

Here's Tom Waits in a YouTube video singing the Depression-era "Brother, Can You Spare a Dime?", lyrics by Yip Harburg, music by Jay Gorney (1931). It's a little rougher than the traditionally smooth Bing Crosby version.

They used to tell me, 
I was building a dream
With peace and glory ahead.
Why should I be standing in line
Just waiting for bread?
Once I built a railroad, 
I made it run
I made it run against time
Once i built a railroad, 
and now it's done
Brother, can you spare a dime? ...

Once in khaki suits,
Ah, gee we looked swell
Full of that yankee-doodle dee-dum!

Brother, can you spare a dime?

There are more and more people all around us needing our help.