Insurance companies already refusing coverage on basis of genetic risk

Welcome to the cybernormal dystopia, nothing punk about it. "Insurers are refusing to cover Americans whose DNA reveals health risks. It's perfectly legal," writes Kristen V. Brown in The Atlantic:.

An ALS specialist ordered Bill a DNA test. While he waited for results, he applied for long-term-care insurance. If he ever developed ALS, Bill told me, he wanted to ensure that the care he would need as his nerve cells died and muscles atrophied wouldn't strain the family finances. When Bill found out he had the mutation, he shared the news with his insurance agent, who dealt him another blow: "I don't expect you to be approved," he remembers her saying.

Bill doesn't have ALS. He's a healthy 60-year-old man who spends his weekends building his dream home by hand. A recent study of mutations like his suggests that his genetics increase his chances of developing ALS by about 25 percent, on average. Most ALS cases aren't genetic at all. And yet, Bill felt like he was being treated as if he was already sick. (Bill asked to be identified by his first name only, because he hasn't disclosed his situation to his employer and worried about facing blowback at work too.)

It's not just a new form of discrimination, it's a complicated and indirect method of statistical inference that will provide parallel construction and plausible deniability for all the old forms of discrimination. Genetic privacy is practically impossible because we leave ourselves everywhere—watch the movie!—and the best way to prevent this legal tarpit from opening up is to legislate it out of existence.