California's housing bubble has pushed prices so high (the median Californian home sells for double the national average) that, in some cities, 48% of first-time buyers could only afford to purchase their homes because their parents gave them the downpayment. Read the rest

After the civil war, formerly enslaved people bought about 15 million acres across the US (mostly in the south), but those landowners lacked clear legal title and also often did not have access to legal advice for estate planning -- combine that with lending discrimination (redlining) and the diasporas that scattered families across the country and that land has become easy pickings for crooked property developers and their crooked lawyers. Read the rest

Black American wage disparity can be offset by education; but even though black American families -- one parent, two parent, educated, uneducated, employed, unemployed -- save more and spend less than their white counterparts, white families have substantially more wealth than black families -- college-educated white adults have 7.2 times the wealth of their black counterparts. Read the rest

Robert Moses gets remembered as the father of New York's modern urban plan, the "master builder" who led the proliferation of public benefit corporations, gave NYC its UN buildings and World's Fairs, and the New Deal renaissance of the city: he was also an avowed racist who did everything he could to punish and exclude people of color who lived in New York, and the legacy of his architecture-level discrimination lives on in the city today. Read the rest

In 1996, New Jersey's courts heard 500 debt-collection cases; in 2008, they heard 140,000 cases, almost all against black people, almost all of whom were not represented by lawyers. The cases were filed by vulture capitalists who bought the debt for pennies on the dollar and employed "attorneys" who filed up to 1,000 cases a day, "reviewing" each one for about four seconds. Read the rest