Reverse mortgages: subprime's "stealth aftershock" that is costing elderly African-Americans their family homes

Reverse mortgages -- complex home loans -- are aggressively marketed to elderly people, especially in African-American neighborhoods, using deceptive tactics that offer false promised to "eliminate monthly payments permanently" with "a risk-free way of being able to access home equity." Read the rest

Americans are too poor to survive whether or not they're working

A new study from the United Way claims that 43% of American households are in a status called "asset limited, income constrained, employed" (ALICE), which denotes employed people who can't afford housing, food, childcare, healthcare, transportation, and a cellphone -- the basics of modern living. Read the rest

The US requires visas for some EU citizens, so now all US citizens visiting the EU will be subjected to border formalities too

Many countries around the world have a policy of reciprocal border treatment -- I once traveled to Uganda and the visa payment demanded at the border varied on your citizenship, based on what your country charged Ugandans to travel there; likewise, after the US started fingerprinting visitors, Brazil starting fingerprinting Americans (and only Americans!) at the border. Read the rest

DHS plans to use credit-scores to judge who may become a citizen

The US Department of Homeland Security has published a new proposed rule that would make people ineligible for US citizenship if their credit-scores were poor. Read the rest

In America, the young find distinguishing fact from opinion easier than their elders

A recent Pew poll challenged subjects to distinguish between factual statements and statements of opinion in news articles; it found that there is a large gap in accuracy between 18- to 49-year-olds (32% of whom correctly labeled 100% of the facts, and 44% of whom correct labeled 100% of the opinions) and those aged 50 and up (20% correctly labeled all facts; 26% correctly labeled all opinions). Read the rest

American tech adoption has flatlined

The Pew Center reports that there's been virtually no growth in US adoption of broadband, computers, mobile devices, or smart home devices for two years, and not just because of saturation: the top culprit is substandard, unavailable and/or overpriced broadband; also prominent is older peoples' fear of their own technological illiteracy. (via /.) Read the rest

"Like Lord of the Flies": working at the TSA really sucks

A new report summarizing three years of investigationsfrom the House Oversight and Government Reform Committee on the TSA calls out the agency for its "toxic leadership culture, misconduct, mismanagement, whistleblower retaliation and obstruction," citing these as the reason for the agency's 20% annual attrition rates. Read the rest

Carriers to FCC: Americans would totally be happy with throttled, capped wireless at home instead of home fiber

Every year, the FCC checks in with the industry it nominally regulates to see whether broadband deployment is going well; if it determines that Americans are getting the internet they need, then it can legally shrug off its duty to regulate the carriers and force them to step up the pace. Read the rest

TSA racially profiles Muslim woman, makes her show her bloody sanitary towel

Harvard grad student Zainab Merchant is detained and invasively searched every time she flies; she's tried extensively to end this harassment, applying for Global Entry and Precheck, writing to her members of Congress, and trying to run through the DHS's Redress procedure. Read the rest

Prisoners in 17 states are on strike, demanding an end to prison slavery and basic human justice

For the second time in two years, America's prisoners have staged a mass, coordinated strike, demanding an end to slave labor for incarcerated people, channels for redress of grievances, an end to racial discrimination in the American penal system, access to rehabilitation programs, the reinstatement of Pell grants, the right of ex-prisoners to vote, and the right of rehabilitated prisoners to be paroled. Read the rest

TSA: the fact that our secret surveillance program hasn't caught anyone means it's working

Late last month, the Boston Globe published a blockbuster scoop revealing the existence of "Quiet Skies," a secret TSA program that sent Air Marshals out to shadow travelers who were not on any watchlist and had committed to crime, on flimsy pretenses like "This person once visited Turkey." Read the rest

America's big cities are increasingly home to people living in their cars

In King County (which encompasses Seattle), the number of people living in their cars surged by 46% in the past year; and other big cities are catching up: LA, San Francisco, Portland, etc. Read the rest

Canadian border guards have secret access to a US "anti-terror" database of 680,000 names

Canadian border guards' terminals give them secret access to Tuscan, a database maintained by US spy agencies of suspected terrorists; the database has some 680,000 names in it and if you match one of those names, Canadian border and immigration officials are empowered to "detain, interrogate, arrest and deny entry" to you. Read the rest

As thousands of children are torn from their parents, Trump's popularity rating hits an all-time high

In case you thought that kidnapping babies would awaken the moral consciences of Trump supporters, be told: Trump's approval rating hit its all-time peak on Monday, with 45% of Americans saying he is doing a good job. The administration is said to be planning even harsher measures before the midterms, including indefinite incarceration of kidnapped children. (via Naked Capitalism) Read the rest

Stephen Colbert explains Jesus' position on ripping children from their parents to Jeff Sessions

Jeff Sessions says that the Bible commands him to cruelly separate thousands of children from their parents, but Colbert -- a devout Catholic -- begs to differ. (Thanks, Rutherford B Hayes!) Read the rest

GDP vs human thriving: a "healthy" economy means debt-haunted people, desperately searching for housing

GDP and stock market performance are the two metrics that economists (and politicians) use to measure the health of a nation's economy, and by those metrics, Trump is doing a hell of a job. Read the rest

Which American cities have lowest herd immunity due to anti-vaxxers?

Parents of Seattle, Spokane, Portland, Phoenix, Salt Lake City, Provo, Houston, Fort Worth, Austin, Plano, Detroit, Troy, Warren, Kansas City and Pittsburgh: beware. Read the rest

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