Are you broke? Can't pay the bills or feed your family, despite holding down one or more jobs you hate? Can't get a job because there are no jobs to be gotten?
Australian mining tycoon Gina Rinehart, the richest woman in the world, has advice for you: "spend less time drinking."
The longer quote: "There is no monopoly on becoming a millionaire. If you're jealous of those with more money, don't just sit there and complain. Do something to make more money yourself -- spend less time drinking or smoking and socialising, and more time working. Become one of those people who work hard, invest and build, and at the same time create employment and opportunities for others."
Rinehart, it should be noted, inherited her wealth. Her current net worth is about USD$30 billion. (AFP)