In 2016 Jessica Pell fainted and cut her ear when she fell. She went to Hoboken University Medical Center, where was given an ice pack and a bandage. That was the extent of her treatment. She did not get a diagnosis. Her bill was $5,751.
Pell left the ER when she discovered the plastic surgeon who would see her was out of network for her insurance. She decided to go to an in-network facility instead. She thought this was a smart way to avoid the costly fees that came with seeing a provider that wasn’t included in her health plan.
“I decided to decline treatment because I can’t really afford any surprise bills right now,” she said. “The bill I’d probably incur would not be worth saving my ear, which was sad but a choice I had to make.”
Pell’s health insurance plan paid the hospital $862, what it deemed a “reasonable and appropriate” fee for the services the hospital paid. That left Pell with a $4,989 bill that she received on February 28.
“There was no way for me to have avoided this bill, to have known what I would have been charged,” Pell says.
In other words, if you get injured in the United States and don't have the kind of taxpayer-funded medical insurance that members of Congress have, you are screwed.
American health care is so screwed up, so horribly distorted by the insurance companies' abusive practices, that millions of Americans (even those with insurance) fly to Mexico every year to get state-of-the-art medical care -- and a resort vacation in the bargain -- rather than face the US system, and save money by doing so.
Trump is an excellent businessman and the Republicans are really good with money: if you doubt it, just take a gander at the Urban Institute's report on the costs and effects of Trumpcare: the US government will spend $33 billion more as a result of GOP policies, and cover 8.9 million fewer Americans, and those […]
If Trump gets his way, your elderly relatives will be evicted from nursing homes after their Alzheimer's care eats up their lifetime Medicaid benefits; as Yves Smith writes, "are family members supposed to let them wander out into traffic and have nature take its course?"
Looking to upgrade that old laptop or tablet? Holiday sales may be way on the horizon, but there’s an even better way to get like-new tech for a steal. Here are 10 of our favorite deals on personal computers and gaming gear – refurbished, renewed or brand new. Acer Touchscreen 11′ Chromebook 16GB (Certified Refurbished) […]
Vape technology has been around long enough that vapers are starting to get picky about their gear. Luckily, so are we. From disposable models to cutting-edge touchscreen atomizers, there’s a vaporizer in this roundup to suit every taste. Hera 2 – World’s Most Advanced Dual-Use Vaporizer Choose between dry herb or oil extraction modes – […]
With enough practice and commitment, anyone can be a visual artist. But without the right instruction, that time spent honing your skills could seem like an eternity. If you really want to see where your talent can take you, you need sound fundamentals – and no matter what discipline or genre you lean toward, the […]